The Student Loan and Repayment Solution

Minimizing Your Student Loans By Seeing Repayment At Graduation

Make better college decisions by seeing the financial outcome of your college choices.  Our innovative approach generates your estimated financial aid and uses a customized cash flow analysis to determine your student loans at graduation.

  • Helps you avoid excessive student loans

  • Engages the student and parent in better loan decisions

  • Calculates all the loan repayment options based on the loan structure

Simplifies the Process with Six Easy Steps

The financial aid and student loan process is very complicated.  The EFC PLUS system provides the information you need to simplify the various decisions.  No other system helps you see the financial outcome before, during and after graduation. 

  • Helps you design your academic progress based on target graduation date

  • Graduation date focus that save time and money with less stress

  • Easy approach that steps you though financial aid, academic timeline, loan inventory, repayment options and the cost of living after graduation

Put Your Information in One Place

Many families will need to use various financing options to pay for college. Each year the student loan process requires a new set of loans.  Our system puts all of the loans in one place and helps you stay organized till graduation. By having this information, a family can see the loan repayment options at graduation.

  • Displays both incurred and projected debt to graduation

  • Calculates loan repayment options based on debt structure

  • Customized estimates based on financial awards and your cash flow 

Life After Graduation

Student debt has risen to $1.3 trillion and is second to only mortgage debt in the US.  It has become a crisis for many students and parents.  Our student loan calculator organizes the loan information, calculates all of the loan repayment options, and generates a personalized living expense analysis based on their income, and helps them start their financial future the best way, informed.

  • Calculates all 8 federal loan repayment options

  • Webinars help with added information resulting in better decisions

  • Identifies student loan forgiveness methods

  • Helps student avoid student loan default