EFC PLUS Software Overview

College financial decisions are confusing and complex.  The EFC PLUS college financial aid and student loan software helps students and parents make better college decisions. Our unique approach simplified the process by putting the financial information in one place and projecting the various numbers at each of the college funding decision points.

As the college financial decisions have become more expensive, the EFC PLUS software generates the numbers so families can find the best value in the college selection process.  While in college, decisions on student debt structure and projection of loan repayment options at graduation are critical.  After graduation, the evaluation and selection of the best loan repayment option will be based on actual salary and possible loan forgiveness if applicable.  EFC PLUS generates these custom calculations so both the student and parent can minimize cost.   Currently, College Affordability LLC has the College Cost Analyzer and the In-College Payer software.  Included below are detailed feature tabs to describe the specific software product.

College Cost Analyzer

With the national four-graduation rate under 40%, finding the best college value has become very important.  By understanding your customized academic and financial position during the application and award letter process families can avoid costly mistakes.  The EFC PLUS College Cost Analyzer generates a custom financial projection by college so that students can make the best decision.

  • Easy to Use

  • Graduation/Outcome focus versus admission

  • Financial information in one place

  • Side by side college award letter comparison

In-College Payer

College financial decisions are confusing and complex.  The EFC PLUS college financial aid and student loan software helps students and parents make better college decisions. Our unique approach simplified the process by putting the financial information in one place and projecting the various numbers at each of the college funding decision points.

The EFC PLUS In-College method first gathers the incurred student debt and then projects student debt required to graduation.  This debt structure allows the system to calculate the loan repayment options at graduation.  A personal financial living analysis is built based on their input.  Our unique methodology improves the financial literacy and wellness of the student and helps to prepare them financially for life after graduation.

  • Improves student loan decisions and structure

  • Calculates all 9 federal loan repayment options

  • Organizes both federal and private loans in one place

  • Projects financial awards and cash flow through graduation

 

 

EFC PLUS Multi-License Purchases

 

If you are college planner, financial planner, test preparation company or school who is planning to purchase multiple licenses, please use this purchase option. Registration is required before you can use this option. After you register, we will contact you and discuss the various options that we can offer you.

Register Here

Find An Advisor

Many families need additional help to determine how to maximize their resources or just want questions answered to avoid costly mistakes.  EFC PLUS has established a relationship with College Funding & Student Loan Advisors (CFSLA). The CFSLA advisors have the training and designation to help families with college funding and student loan questions. These financial professionals take a holistic approach to the college financial decisions process.  In addition, the advisors listed on this site need to act in a fiduciary matter, which means they need to act in your best interest. 

Here are the issues a College Funding & Student Loan Advisor (CFSLA)  can help you with:

  • Saving for College

  • Planning for College and College Decision

  • Paying for College

  • Student Loans

  • Student Loan Repayment and Forgiveness